One major advantage Primary Capital offers, we are a direct lender. This means that unlike many other mortgage lenders, we control the process from origination through closing.
Why you should choose Primary Capital
- Our exclusive LOCK, SHOP & DROPSM
option allows you to:
> LOCK in a rate BEFORE you have a property to secure historical low rates
> SHOP for a home with the protection of a "ceiling" interest rate and obtain a full, written loan approval
> DROP to a lower rate for FREE if available prior to closing
- Full, written pre-approvals to make your offer the next best thing to a cash offer.
- Quick closings - 2 weeks or less on most loans.
- Licensed, experienced loan professionals in your local markets.
- FREE Float Down Option on most programs will allow you to improve your rate from where you initially locked if rates improve prior to your closing.
- Our On-Time Closing Guarantee means if you don't close on the scheduled date in your contract, we pay your first month's payment.