Here's what you'll need for your purchase:

• Copy of Driver's License
• Copy of H-1B (copy of I-797 and the last visa stamp on the passport), EAD or Green Card, if applicable, both sides
• Last 2 months' bank statements. Please note we will need ALL pages of your statement, showing your name and account number.
• If you have joint accounts and your spouse is not going to be on the loan; a signed statement from him/ her stating that you will have complete access to the funds in the joint account.
• W-2s for the last 2 years
• Personal tax returns for the last 2 years with all the schedules
• Business tax returns for the last 2 years with all the schedules (if self-employed)
• Most recent pay stub(s) covering a 30 day period with Year To Date figure included (we will need 3 pay-stubs if you are paid bi-weekly)
• Start date of your employment & Contact info for the employer to verify employment
• Hazard insurance contact information
• Copy of the Contract
• Copy of the cleared Earnest money check

Here's what you'll need for your refinance:

• Copy of Driver's License
• Copy of H-1B (copy of I-797 and the last visa stamp on the passport), EAD or Green Card, if applicable, both sides
• Last 2 months' bank statements. Please note we will need ALL pages of your statement, showing your name and account number.
• If you have joint accounts and your spouse is not going to be on the loan; a signed statement from him/ her stating that you will have complete access to the funds in the joint account.
• W-2s for last 2 years
• Personal tax returns for the last 2 years with all the schedules
• Business tax returns for the last 2 years with all the schedules (if self-employed)
• Most recent pay stub(s) covering a 30 day period with Year To Date figure included
• Start date of your employment
• Hazard insurance contact information
• Contact info for the employer to verify employment
• Mortgage statement for your current mortgages
• HUD Statement from previous closing
• Copy of the mortgage note for your current mortgages.