Taking advantage of mortgage rate protection early in the home buying process can save you lots of money.
- Most lenders will not lock your rate until you have a property. Don't let rates rise while shopping for your home.
- Lock a rate now for free, but benefit if rates decrease prior to closing - there is NO RISK to you.
- Get a full, written approval while house-hunting and that makes you the next best thing to a cash buyer
At Primary Capital, we offer up to 270 day rate locks with no money required up front and no property is needed in order to lock in. We offer these options on FHA, VA, Conventional and USDA loan types.